Most Medicare Advantage plans combine Medicare Part A, Part B and Part D coverage into one plan. With these plans, members can take advantage of additional benefits, like hearing, fitness, and more.
Special Needs plans are Medicare Advantage plans that help meet the needs of people who have unique financial or health care needs.
A Part D plan offers prescription drug coverage, which helps pay for some Medicare-covered prescription drugs. This plan may be used along with Original Medicare and with Medicare
supplement insurance plans.
The Health Plan
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Wheeling, WV 26003-2704
What it covers
|Original Medicare (Parts A & B)||
Original Medicare, provided by the federal government, has two parts: Part A and Part B.
Original Medicare Part A helps pay for hospital stays, while Original Medicare Part B helps pay for doctor visits.
|Medicare Advantage Plans (Part C)||Part A (hospital insurance) and Part B (medical insurance) are combined in one plan, and may include additional benefits beyond Original Medicare, like prescription drug coverage, dental, hearing and vision care.|
|Dual Special Needs Plan (D-SNP)||Dual Medicare Special Needs Plans are a type of Medicare Advantage plan for individuals who have both Medicare and Medicaid.|
|Medicare Supplement Insurance Plan||Also called Medigap, these plans help cover some out-of-pocket costs not paid by Original Medicare.|
|Medicare Prescription Drug Plans (Part D)||This plan helps pay for prescription drugs and can be used with Original Medicare or Medicare Supplement plans.|